Low-Cost Pay-by-Bank & Compliant ACH Processing

Haw River Merchant Solutions, LLC

Empowering regional North Carolina businesses to eliminate high credit card interchange fees and stabilize settlement rails through direct account-to-account payments.

Core Offerings

Direct Pay-by-Bank

Cut transaction fees by up to 80% using flat-rate open-banking and ACH rails instead of 2.5%–3.5%+ on card swipes.

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Peace of Mind

Tailored Compliance & Stability

Purpose-built risk oversight for specialty retail and high-ticket B2B merchants to prevent sudden account freezes.

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Ease of Use

Frictionless Checkout

Seamless tokenized "Bank-on-File" and dynamic QR-code payments for fast, recurring customer settlement.

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Contact Us

Cole Wolfgang
[email protected]